Talk with Tom: Episode #27 | TwT Motivational Minute: Acquiring Wealth

 

In this Talk with Tom Motivational Minute, Tom shares the 3 most important steps to acquiring the wealthy lifestyle you want to lead.

Every month, in just 30 minutes, Tom shares topic after topic to Grow Your Life and Build Your Business. If you’re not already a subscriber, join us. Talk with Tom is 100% free, and there are special benefits available only to our subscribers, so be sure you subscribe yourself on iTunes or wherever you get your podcasts, and we look forward to seeing you right back here on the last Wednesday of every month with Talk with Tom.

Goals Series #1: 5 Cash Flow Goals Every Small Business Should Have

 

5 small business cash flow goals#BuildYourBusiness

Life Area: Professional

Maintaining cash flow positive is something that many small businesses struggle with. After all, it only takes one or two late net 90 clients and you may find yourself among the 90 percent of small businesses who fail every year due to cash flow problems.

Setting goals for cash flow management can help make sure you have a profitable business and enough cash to offset your monthly expenses. Here are five cash flow goals that every small business should aim for:

 

5 Small Business Cash Flow Goals

 

1) Pay attention to margins

By “margins”, I mean both gross margin and net profit. Gross profits are what are left over once you subtract the cost of goods sold. Margins vary by industry, but there are some things you can do to ensure yours are healthy. That includes controlling the cost of materials, labor, and setting the right price point.

Don’t forget your net profit margins (before taxes are paid). This is what’s left from your gross margins after your expenses have been paid. If your net margins are below 10 percent, you should reassess all the above. A good goal is a minimum 10-20 percent. Grocery stores run 3-4%, home builders 8-10%, and suppliers can run as much as 25-50%, so be sure to compare yours to the relevance of your industry.

 

2) Pay yourself a salary

It’s not uncommon for new business owners to work uncompensated. However, many continue doing so even when they start turning a profit. It’s believed that as many as 90 percent of small business owners underpay themselves.

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FREE 2018 Success Planner

 

2018 success planner

#GrowYourLife #BuildYourBusiness

Life Area: Personal

I hope that you’re having a terrific holiday season with your family, friends, and loved ones. Now that 2018 is here, I’d like to know, how are you planning your year ahead?

What big goals are you planning to achieve in 2018? Take a moment to think about it, because we’ll come back to this in a second.

As for me today, New Year’s Day, I will get out my goals list and Master Calendar for the year ahead and finalize them, especially as it relates to the first quarter. I suggest you do the same today or sometime over the week ahead. Plan out what it is you really want to accomplish in 2018 and translate its milestones to your Master Calendar. What gets calendared, gets done.

Set a New Year’s goal with a specific date attached to it. Ask yourself “How much, by when?” and be sure your goal is specific, measurable, actionable, and has a deadline attached to it. Read on to receive my FREE holiday gift for you >>>

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FREE Resource – Year End Assessment Tool

 

#GrowYourLife #BuildYourBusiness

Life Area: Personal

 

FREE Resource – Year End Assessment Tool

 

I just wanted to send you a quick boost of encouragement and motivation as we head into 2018. You and I both know that these last few days of the year present a major opportunity. There’s no better time than now to take a look at your life and work and assess some areas that are ripe for improvement. Invest your time away from the office in personal growth.

I suggest taking a hard look at the last year and asking yourself a few very important questions:

  • What is a goal you set this year that you haven’t yet achieved?
  • What did you make more important than achieving that goal?
  • Who helped you the most, and how can you be a greater resource to them?
  • What’s still important to achieve?

Take time for yourself to do YOUR Annual Review. Download my FREE Year End Assessment Tool to help you through those and other questions which will springboard you into 2018.


tom hart success series year end assessment Download my FREE Year-End Assessment Tool [here]. As you look to the new year, it’s important to step back and take a look at the year just finished – to take inventory, add it all up and see how you did. What were your successes, and where did you come up short? What worked? What didn’t? Download my FREE Year-End Assessment Tool [here] to help you do just that. My FREE Year-End Assessment Tool is a guide to help you assess the progress you made toward achieving your goals this past year and set you up for success in 2018. Download this valuable FREE resource [here] and get started today!


Please share this FREE Resource with your family and friends.

My mission is to inspire people and organizations to live their highest vision.

I am a Success Strategist and Master Coach. I provide transformational coaching and training for individuals and organizations to help you Grow Your Life and Build Your Business by getting clear and focused on what you want, why you want it, and how to create it. Learn more about me at SuccessSeriesLLC.com.

There is no better endorsement than that of a friend, so if you like what you’re reading or are using my many FREE resources, tell a friend to join the Tom Hart Success Series Community, to receive email notifications of new blog posts and Talk with Tom podcast episodes, learn of upcoming events, and other news, by visiting my website and clicking on the offer to receive my FREE monthly resource by leaving their email address OR forward this to them and have them simply click here (we respect your privacy and do not tolerate spam and will never sell, rent, lease or give away your information to any third party).

Talk with Tom: Episode #26 | My Ultimate Goal Setting System

 

ultimate goal setting system

It’s that stereotypical time of year when we all set our goals for the coming year and on today’s episode of Talk with Tom, Tom will be giving us his Ultimate Goal Setting System. Tom will walk us through his step-by-step goal setting system to guide you from your Grand Vision to your daily action steps.


tom hart success series year end assessment Download my FREE Year-End Assessment Tool [here]. As you look to the new year, it’s important to step back and take a look at the year just finished – to take inventory, add it all up and see how you did. What were your successes, and where did you come up short? What worked? What didn’t? Download my FREE Year-End Assessment Tool [here] to help you do just that. My FREE Year-End Assessment Tool is a guide to help you assess the progress you made toward achieving your goals this past year and set you up for success in 2018. Download this valuable FREE resource [here] and get started today!


Every month Tom shares topic after topic to Grow Your Life and Build Your Business. If you’re not already a subscriber, join us. Talk with Tom is 100% free, and there are special benefits available only to our subscribers, so be sure you subscribe yourself on iTunes or wherever you get your podcasts, and we look forward to seeing you right back here on the last Wednesday of every month with Talk with Tom.

Success Series Affirmations

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#SuccessSeries  #Affirmations  #GrowYourLife  #BuildYourBusiness

Find more of these Success Series Affirmations on our Twitter and Facebook pages!

4 Reasons Why You Should Hire a Business Coach

 

#BuildYourBusiness

Life Area: Professional

So, you made the leap from being an employee to owning a business. Congratulations! You’ll soon realize that you can only take yourself so far before you need to raise capital, form a team and yes … find someone who has gone down this road before you. Enter the business coach.

4 Reasons Why You Should Hire a Business Coach

 

There isn’t anything else that you receive 100 percent dedicated attention to you. A business coach is somebody who helps you move from where you are to where you want to be, and does so by solely focusing on your goals.

If you are not clear on your vision, then every single opportunity will distract you and impede your progress. After all, you’ll never really know what you’re capable of until there’s someone to push you outside your comfort zone. Just ask any professional athlete.

If a business coach is something you’ve thought about recently but aren’t quite sold on getting one yet, here are four reasons why you should:

1. To brainstorm brilliance

There’s a common saying that goes, “nobody is smarter than all of us.” In other words, the collective power of many is far superior to the single power of one, which speaks to the value a coach brings in brainstorming new ideas. However, doing so is both an art and a science.

Anybody can go online and find brainstorming software for free with the goal to generate genius — that’s the science part. The “art” part, however, is excavating personal values and beliefs that you never knew existed and linking them to your desires and intentions. Sometimes it takes a new perspective to see an existing connection.

2. To bounce ideas off

Nowhere else can you find somebody solely dedicated to acting as your own personal sounding board. A coach — well, a good coach — asks powerful questions that unearth deeply rooted values otherwise firmly planted, with zero judgment. Unlike the local rumor mill in your neighborhood or office, it’s not a coach’s responsibility to opine about your position, but rather to suspend judgment in such a way that guides you toward your own goals.

3. To be accountable

Isn’t it strange how easy it is to break the promises we make to ourselves, but less so when we involve other people? A coach serves as an accountability partner who challenges you to strategize and develop your goals while aligning your efforts toward achieving them.


tom hart success series year end assessment Download my FREE Year-End Assessment Tool [here]. As you look to the new year, it’s important to step back and take a look at the year just finished – to take inventory, add it all up and see how you did. What were your successes, and where did you come up short? What worked? What didn’t? Download my FREE Year-End Assessment Tool [here] to help you do just that. My FREE Year-End Assessment Tool is a guide to help you assess the progress you made toward achieving your goals this past year and set you up for success in 2018. Download this valuable FREE resource [here] and get started today!


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Happy Holidays from Tom and the Success Series Team

 

Happy Holidays from Tom and the Success Series Team

 

Happy Holidays!

 

This time of year, the hustle and bustle of the holiday season can seem stressful, overwhelming, and sometimes downright exhausting…

 

But it’s important to remember why we’re doing these things.

 

Let’s all pause for a moment to think about the abundance and joy that surround our lives and daily activities. Showing gratitude for the people and things in our life will bring us even more love and happiness.

 

When you’re with your family and friends, do your best to remain present. Enjoying your time and nourishing your relationships can help you feel grounded, inspired, and supported as you get ready to take on new opportunities in 2018.

 

Please share this post with your family and friends. 

My mission is to inspire people and organizations to live their highest vision.

I am a Success Strategist and Master Coach. I provide transformational coaching and training for individuals and organizations to help you Grow Your Life and Build Your Business by getting clear and focused on what you want, why you want it, and how to create it. Learn more about me at SuccessSeriesLLC.com.

There is no better endorsement than that of a friend, so if you like what you’re reading or are using my many FREE resources, tell a friend to join the Tom Hart Success Series Community, to receive email notifications of new blog posts and Talk with Tom podcast episodes, learn of upcoming events, and other news, by visiting my website  and clicking on the offer to receive my FREE monthly resource by leaving their email address OR forward this to them and have them simply click here (we respect your privacy and do not tolerate spam and will never sell, rent, lease or give away your information to any third party).

Why Having Gratitude Helps You Achieve Your Goals

 

why gratitude helps achieve goals#GrowYourLife

Life Area: Personal

You’ll recall when I and my team sent you are Thanksgiving greeting that I recommended keeping a daily or weekly Gratitude Journal. I mentioned its many benefits and wanted to add one more benefit to the mix with this blog post as we approach the stereotypical goal setting time of the year:

Why Having Gratitude Helps You Achieve Your Goals

 

One of the challenges in reaching our long-term goals is getting derailed by short-term gains. These are decisions that look good in the moment—instant gratification usually does. But they actually prevent us from making progress or even set us back.

See if you recognize any of these:

  • The impulse buy that dings your savings goal.
  • The skipped workout routines that plateau your weight loss.
  • The late night at work that keeps you from your child’s school recital.

We get the short-term win from the purchase, the rest, and the project completion. But we lose the long-term payoffs that only come from reaching our goals: financial security, physical health, and lasting connection with our kids.


Download my FREE 7-Day Goal Setting Challenge here. It is for anyone who is looking to achieve a specific goal in their personal or professional life, no matter how big or small. If you’re unsure of how to go about starting on a path to achieving your goals, then this challenge is for you. Over the course of 7 days, you will gain clarity into exactly what you want to achieve in every area of your life and determine a clear-cut plan for how to achieve those goals. Download it here and listen to my Talk with Tom podcast episode where I describe in detail how to use the guide.


It’s true for all kinds of goals. What I and many others came to realize is that gratitude is the difference maker. Why? There are at least three reasons gratitude can help you stay the course and reach your goals:

  1. Gratitude keeps you going. In one study researchers Robert A. Emmons and Anjali Mishra had students list goals they hoped to reach over a two month period. Ten weeks later they checked back and found the grateful students were closer than others in the study to reaching their goals. Emmons and Mishra said there’s a prevailing (but unproven) idea out there that gratitude can leave people feeling complacent. If I’ve got enough, then maybe I don’t need to achieve more. Instead, they determined, “gratitude enhances effortful goal striving.”
  2. Gratitude improves your patience. A lot of times we take the easy out because we’re impatient. Achieving big goals takes time and effort. Thankfully, gratitude can keep you in the game. David DeSteno of Northwestern University led a study where participants were asked to recall an event that made them feel grateful, happy, or neutral. After writing about it, they reported their mood and then made a series of financial decisions. If they wanted, they could take a cash reward at the end of the session or receive a larger amount by check in the mail at a later date. The grateful were happy to wait for the bigger payout. “On average, we increased people’s financial patience by about 12 percent,” said DeSteno. “Imagine if you could increase people’s savings by that much.”
  3. Gratitude lowers your stress. People fall for instant gratification because indulgence and avoidance are both attractive ways of coping with stress. But we all know they’re not effective in the long run, and we’ve got the bills and ill-fitting clothes to prove it.It turns out gratitude is a far more effective way to cope with stress. Emmons and Mishra conclude, “The evidence strongly supports the supposition that gratitude promotes adaptive coping and personal growth.”

Instant gratification looks good in the moment, but can actually prevent us from making progress or even set us back.


I love asking successful people what they do to succeed. When their answers overlap with each other it’s like building a list of best practices. When the science backs them up, we’d have to be foolish not to listen.

Expressing Gratitude is just one of eight different best practices in goal setting. Download my FREE 7-Day Goal Setting Challenge here. It is for anyone who is looking to achieve a specific goal in their personal or professional life, no matter how big or small. If you’re unsure of how to go about starting on a path to achieving your goals, then this challenge is for you. Over the course of 7 days, you will gain clarity into exactly what you want to achieve in every area of your life and determine a clear-cut plan for how to achieve those goals. Download it here and listen to my Talk with Tom podcast episode where I describe in detail how to use the guide.

Your Action Step

Download my FREE 7-Day Goal Setting Challenge here and get started today setting your 2018 goals.

Please share this post with your family and friends. 

My mission is to inspire people and organizations to live their highest vision.

I am a Success Strategist and Master Coach. I provide transformational coaching and training for individuals and organizations to help you Grow Your Life and Build Your Business by getting clear and focused on what you want, why you want it, and how to create it. Learn more about me at SuccessSeriesLLC.com.

There is no better endorsement than that of a friend, so if you like what you’re reading or are using my many FREE resources, tell a friend to join the Tom Hart Success Series Community, to receive email notifications of new blog posts and Talk with Tom podcast episodes, learn of upcoming events, and other news, by visiting my website  and clicking on the offer to receive my FREE monthly resource by leaving their email address OR forward this to them and have them simply click here (we respect your privacy and do not tolerate spam and will never sell, rent, lease or give away your information to any third party).

Talk with Tom: Episode #25 | 10 Basics of Personal Finance

 

success series personal finance

On today’s episode of Talk with Tom, Tom gives us the 10 Basics of Personal Finance including:

  • Have a reason why money and financial freedom is important
  • Create a Prosperity Mindset
  • Decide what you want
  • Assess where you are
  • And more!

FREE Download PDF – Year-End Assessment Tool

Download Tom’s FREE Year-End Assessment Tool – A Guide to Help You Assess the Progress You Made Toward Achieving Your Goals. This valuable FREE resource can be downloaded for FREE at: SuccessSeriesLLC.com/wordpress/resources. After all, it is the end of November, so get your FREE downloadable Year End Assessment Tool today!

Every month Tom shares topic after topic to Grow Your Life and Build Your Business. If you’re not already a subscriber, join us. Talk with Tom is 100% free, and there are special benefits available only to our subscribers, so be sure you subscribe yourself on iTunes or wherever you get your podcasts, and we look forward to seeing you right back here on the last Wednesday of every month with Talk with Tom.